Plan Sponsor Services

As business planning professionals, we offer a number of services to you and your plan sponsor to help ensure every aspect of the plan provides the most benefit to you and your employees, with confidence for the future.

Fiduciary Audits

We are available to assist plan sponsors with their plan review in order to assess whether they are compliant with ERISA’s fiduciary requirements, and assist in identifying areas that may require attention.

Documentation

We can assist plan sponsors to establish an Inspection-Ready ERISA file to properly store appropriate files and document-specific decisions regarding their retirement plans.

Plan Benchmarking

We are available to compare a plan’s services, investments, features, and fees versus those of similar plans in similar-sized organizations.

Fiduciary Education

We make available educational resources to help plan sponsors:

  • Understand and meet their fiduciary obligation for reviewing fees and services
  • Identify procedures for tracking the receipt and evaluation of ERISA 408(b)(2) disclosures
  • Meet the plan participant 404(a)(5) fee disclosure requirements.

Participation Communication Requirements

We can assist the plan sponsor in developing procedures to satisfy their obligations of responding to participant requests for additional information.

Fee Reporting & Analysis

We make available detailed listings and explanations of all fees paid by the plan and participants to all service providers, advisors, and investment companies, and identify appropriate opportunities for cost savings.

Erisa 404(C) Compliance Review

We are available to assist plan sponsors with transferring liability and responsibility of investment decisions to plan participants by helping plan sponsors develop an appropriate participant education and communication strategy in order to comply with 404(c).

Erisa 3(21) Investment Advice

We make available third party fiduciaries to advise plan sponsors on evaluating, selecting, monitoring, and replacing plan investments on a continuous basis.

Erisa 3(38) Investment Management

We make available third party fiduciaries to manage participant investments for those participants choosing to contract for those services.

 

Participant Services

Participant Enrollment

Our advisors will work closely with your human resources staff to enroll employees in the company offered retirement plan. We will be on hand to help with any concerns, such as asset allocation, risk tolerance, etc.

Executive Planning

We offer focused financial services and strategies for company executives and key employees.

Financial Wellness Programs

The more concerned your employees are about their finances, the more their productivity will drop. We want to help educate your employees on their financial well-being to provide them with peace of mind; allowing for more focus in the workplace.

Individual Retirement Guidance

Along with financial wellness programs, we are available to meet with your employees one-on-one to discuss their personal financial goals. This is completely complimentary.

Company-Sponsored 529 Program

A college education is an incredible thing to offer the next generation.

Education Planning And Workshops

To complement the company-sponsored 529 program, we offer ongoing education planning to your employees to fully understand how they can save for their children or grandchildren’s education.

Financial Planning

We helping employees establish financial goals and the means to achieve them, utilizing sophisticated financial planning software.